Northstar Bank will be closed December 24 at noon for Christmas Eve. We will be closed December 25 for Christmas Day and January 1 for New Year's Day. We will have normal business hours December 31. 

The following adjustments will be made to the Cash Management schedule to reflect the bank's holiday hours:

ACH PROCESSING (INCLUDING PAYROLL)

Due to anticipated high volumes, we recommend submitting files early in the day on the following days.

• December 24: Cutoff at 11 am EST
• December 25: No ACH will be processed on this date
• January 1: No ACH will be processed on this date

DOMESTIC AND INTERNATIONAL WIRES

• December 24: Cutoff at 11 am EST
• December 25: No wires will be transmitted on this date
• January 1: No wires will be transmitted on this date

POSITIVE PAY CHECK AND ACH EXCEPTION PROCESSING

• December 24: Cutoff at 11 am EST
• December 25: No positive pay exceptions will be processed on this date
• January 1: No positive pay exceptions will be processed on this date

REMOTE DEPOSIT CAPTURE (RDC)

• December 24: Cutoff remains at 7 pm EST
• December 25: Any RDC deposits made will be dated for the next business day
• January 1: Any RDC deposits made will be dated for the next business day

If you have additional questions, please contact ebanking@teamnfgi.com.