Whether you’re looking at a new or used car, truck or SUV, Northstar Bank has the auto loan to put you in the driver’s seat.
- Competitive rates
- Quick approvals
- .25% rate reduction with automatic payment from a Northstar Bank deposit account
- Flexible terms
- Convenient payment options: automatic deduction from any Northstar Bank checking or savings account, Online Banking, or any Northstar Bank ATM or night depository
Click here for our loan calculator.
Rates
| Recreational Vehicles** | Rate | APR* | Term |
|---|---|---|---|
|
2026 & older
|
7.75% | 7.962% | Up to 60 months |
| Vehicle Loans** | Rate | APR* | Term |
| 2026 | 6.49% | 6.666% | Up to 72 months |
| 2025 | 6.49% | 6.666% | Up to 72 months |
| 2024 | 6.49% | 6.698% | Up to 72 months |
| 2023 | 6.49% | 6.698% | 60 months |
| 2022 | 6.49% | 6.949% | 60 months |
| 2021 | 6.99% | 7.200% | 60 months |
| 2020 | 6.99% | 7.200% | 60 months |
| 2019 | 6.99% | 7.200% | 60 months |
| 2018 & Older | 7.99% | 8.25% | 48 months |
Rates subject to change without notice.
Loan rates effective as of 2/6/2026. Loans are subject to credit approval. *APR is Annual Percentage Rate. **10% down required; actual rates and terms may vary based on credit score; loan amount subject to NADA value. Payment example is for fixed-rate loans for $20,000 with an APR of 6.666% and 72 monthly payments of $337.78; for $20,000 with an APR of 6.698% and 60 monthly payments of $393.19; for $20,000 with an APR of 8.250% and 48 monthly payments of $490.61. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for credit scores under 700. A loan application fee applies and is included in the APR calculation. Must meet Northstar Bank’s normal underwriting qualifications for approval.
