The U.S Treasury has officially stopped producing pennies. While this marks the end of an era, pennies will remain in circulation and considered as legal tender at the present time.

Northstar Bank is no longer able to order pennies from the Federal Reserve, which may limit our ability to fulfill change order requests for pennies going forward.

To ensure that we can serve our customer coin needs, we will be implementing the following guidelines effective January 1, 2026.

 

• Check Cashing – When exact change cannot be provided, we may ask that the change from the check be deposited, with the remaining amount of the check being cashed.
• Deposits – If you have pennies saved up, this a good time to bring your rolled pennies into Northstar Bank.
• Change Orders – Penny orders are limited to a daily limit of 100 pennies (2 rolls) for business and consumer customers only.
• Rounding – When paying with cash at a business, you may notice transactions being rounded to the nearest nickel.

Digital payments remain unaffected by this and will continue to process normally. 

 

If you have any questions about how this may affect your daily banking, please give us a call at 989.269.8077 or stop by your local Northstar Bank branch.